Insurance Made Simple for Nigerians
Protect What Matters Most to Your Family
Get comprehensive insurance coverage in minutes. Health, auto, home, and life insurance designed for Nigerian families. Instant quotes, easy claims, and support in English, Yoruba, Igbo, and Hausa.
Why Nigerian Families Choose SafeNaija
- NAICOM Licensed & Regulated Fully licensed by the National Insurance Commission with transparent policies that comply with all Nigerian insurance regulations
- 24/7 Claims Support File and track claims anytime through our mobile app or WhatsApp. Average claim processing time of just 48 hours
- Multilingual Service Get support in English, Yoruba, Igbo, and Hausa from our Lagos-based customer care team who understand your needs
- Instant Digital Policies Receive your policy documents immediately via email and SMS. No paperwork, no waiting, no office visits required
Trusted by Leading Nigerian Organizations
Everything You Need in One Platform
Access quality healthcare at over 500 hospitals across Lagos, Abuja, Port Harcourt, and beyond. Cover your entire family with plans starting at ₦15,000 per year. Includes outpatient care, surgeries, maternity, and prescription drugs.
Protect your vehicle with comprehensive or third-party coverage. Free roadside assistance across all 36 states, instant accident reporting via app, and partnerships with certified repair shops. Get your quote in under 2 minutes.
Safeguard your home against fire, theft, flooding, and natural disasters. Coverage includes building structure, contents, and personal belongings. Special flood protection packages available for Lagos Island and coastal areas.
Secure your family's financial future with affordable life insurance plans. Build cash value while protecting your loved ones. Plans include education savings for children and retirement benefits. Premiums from ₦5,000 monthly.
Get Covered in 3 Simple Steps
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01
Get Your Instant Quote
Answer a few simple questions about what you want to insure. Our smart system calculates your personalized quote in under 60 seconds. Compare different coverage levels and choose what fits your budget. No hidden fees, no surprises.
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02
Complete Your Application
Fill out your application online or via WhatsApp. Upload required documents using your phone camera. Pay securely with bank transfer, card, or mobile money (Paystack, Flutterwave). Our team verifies everything within 2 hours.
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03
You're Protected!
Receive your policy documents instantly via email and SMS. Download the SafeNaija app to access your digital insurance card, file claims, find partner hospitals, and contact support 24/7. Your coverage starts immediately.
Making Insurance Accessible Across Nigeria
Real Stories from SafeNaija Families
When our daughter needed emergency surgery, SafeNaija approved our claim within 24 hours. The hospital was paid directly, and we didn't have to worry about finding money during such a stressful time. Their health insurance saved our family.
I've had car insurance for years with other companies, but SafeNaija is different. When I had an accident on Third Mainland Bridge, their team arrived in 30 minutes. Claim was processed in 3 days. Now my entire staff uses SafeNaija for their vehicles.
The flood last rainy season damaged our home badly. SafeNaija's adjuster came the next day, and we received our payout within a week. They even recommended good contractors. We rebuilt stronger, and our policy now covers even more.
Choose the Right Coverage for Your Family
Essential Health
- Individual coverage
- 100+ partner hospitals
- Outpatient care up to ₦100,000
- Basic surgeries covered
- Prescription drugs
- 24/7 phone support
Family Care
- Coverage for 4 family members
- 500+ partner hospitals nationwide
- Outpatient care up to ₦500,000
- All surgeries & maternity
- Dental & optical included
- Free annual health checkups
- WhatsApp claims support
Premium Plus
- Coverage for 6 family members
- All hospitals including private
- Unlimited outpatient care
- International emergency coverage
- Mental health & wellness
- Home nursing care
- Dedicated account manager
- Priority claim processing
Common Questions About SafeNaija
Is SafeNaija a registered insurance company in Nigeria?
Yes, SafeNaija Insurance Limited is fully licensed and regulated by the National Insurance Commission (NAICOM). We comply with all Nigerian insurance laws and maintain the required capital reserves to protect our policyholders. You can verify our license on the NAICOM website.
How quickly can I file a claim and get paid?
You can file claims instantly through our mobile app, WhatsApp (+234 901 234 5678), or by calling our 24/7 hotline. Most health claims are approved within 24-48 hours. Auto and property claims typically take 3-7 days depending on assessment requirements. We pay directly to hospitals or into your bank account.
Which hospitals accept SafeNaija health insurance?
We partner with over 500 hospitals, clinics, and diagnostic centers across Nigeria, including major facilities in Lagos (LUTH, Reddington, St. Nicholas), Abuja (Garki Hospital, Cedarcrest), Port Harcourt, Kano, and Ibadan. You can search our full hospital network in the SafeNaija app or on our website.
Can I pay my premiums in installments?
Yes! We offer flexible payment plans. You can pay monthly, quarterly, or annually. We accept bank transfers, debit/credit cards, and mobile money through Paystack and Flutterwave. Set up automatic payments to never miss coverage.
What happens if I need to make a claim outside Lagos?
SafeNaija provides nationwide coverage across all 36 states and the FCT. Our partner network extends throughout Nigeria, and our claims team is available 24/7 regardless of your location. For auto insurance, we offer roadside assistance anywhere in Nigeria, and for health emergencies, we can arrange care at the nearest partner facility.
Do you cover pre-existing medical conditions?
Pre-existing conditions are covered after a 6-month waiting period on our Family Care and Premium Plus plans. Essential Health has a 12-month waiting period. Conditions must be declared during application. Emergency treatment for pre-existing conditions is always covered immediately.
Ready to Protect Your Family?
Don't wait for an emergency to think about insurance. Protect your family today with comprehensive coverage designed specifically for Nigerians. Get your free quote in 60 seconds and see how affordable peace of mind can be. Our Lagos-based team is ready to help you in English, Yoruba, Igbo, or Hausa.